Envelope Budgeting App

Give every dollar a job

Envelope budgeting made simple.

Tuck away your income into virtual envelopes, track spending in real time, and always know exactly what's safe to spend — offline-first, and synced across your devices.

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Tuck home dashboard with available-to-spend ring, budget control, and forecasts
Every $
Gets a job
Offline-first
Synced everywhere
Up to 5
Family members
Web app
iOS & Android soon

Everything you need, nothing you don’t

Virtual envelopes

Create an envelope for every category — groceries, rent, savings, fun. Decide where your money goes before you spend it.

See every dollar

Clear visual progress bars show what's funded, what's spent, and what's left in each envelope, every budget period.

Budget periods that fit you

Monthly, semi-monthly, bi-weekly, or weekly — match your budget to how you actually get paid.

Offline-first, cloud-synced

Your budget lives on your device and works instantly. Premium adds seamless, secure sync across all your devices.

Family budgets & approvals

Ultimate shares a budget with your family, with spending approvals that keep everyone accountable.

Habits that stick

Recurring transactions, savings goals, spending insights, home-screen widgets, and built-in budgeting lessons.

Envelopes

A place for every dollar

Tuck brings the proven envelope method into software: tuck income into envelopes for groceries, rent, and savings goals, roll leftovers forward, and always know what's actually safe to spend — not just what's in the bank.

  • Fund envelopes and roll over what's left
  • Visual progress: funded, spent, and left
  • Safe-to-spend, not just account balance
  • Budget periods that match your paydays
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Tuck envelopes list with funded categories, rollover, and targets
Insights

See where the money actually goes

Budgets fail when they're a mystery. Tuck turns your spending into clear trends — income vs expenses, period comparisons, and net savings — so the picture is obvious.

  • Income vs expenses over time
  • Period-over-period comparisons
  • Net savings and category trends
  • Reports you can export
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Tuck insights showing income vs expenses, period comparison, and net savings charts

A closer look

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Tuck savings goals with per-goal funding progress
Track every savings goal to the dollar
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Tuck net worth screen breaking down assets and liabilities by account
Net worth across every account
Tuck running on a phone, showing the dashboard in a responsive mobile layout

Simple, honest pricing

Start free. Upgrade when it pays for itself.

Free

Free
  • Unlimited envelopes
  • Up to 100 transactions/month
  • Budget periods & rollover
  • Full offline support
Most popular

Premium

$59/year

$4.92/mo billed annually

  • Everything in Free
  • Unlimited transactions
  • Secure cloud sync across devices
  • Recurring transactions
  • Savings goals
  • Spending insights

Ultimate

$89/year

$7.42/mo billed annually

  • Everything in Premium
  • Family budgets (up to 5 members)
  • Spending approvals for accountability
  • Advanced analytics
  • Export & reporting
  • Early access to new features

Questions, answered

It's the method of dividing your income into category “envelopes” and only spending what's in each one. Tuck does it digitally, so you get the discipline of cash without carrying it.

Take control of every dollar

Tuck is free to start — build your first budget in minutes, right from your browser.